Turn Accounts Payable into Revenue
Turn Accounts Payable into Revenue
Turn Accounts Payable into Revenue
Extend vendor terms by 30–60 days and earn cash-back on every dollar. No fees.
Extend vendor terms by 30–60 days and earn cash-back on every dollar. No fees.
Extend vendor terms by 30–60 days and earn cash-back on every dollar. No fees.
Built for the People Who Move Money
Flowt is built for finance leaders and operators who need more breathing room in their cashflow without adding new debt.
CFOS AND CONTROLLERS
managing millions in vendor payments every month with an eye on benefits and flexibility.
MID-MARKET BUSINESSES
with $1M+ in annual AP spend looking for smarter ways to manage working capital.
GROWTH STAGE COMPANIES
that need 30–60 extra days of runway to reinvest in inventory, payroll, or expansion.
OPERATORS TIRED OF BANK FRICTION
who want a fast, transparent solution that keeps vendors happy and cash working harder.
Flowt Spend
BUNDLED WITH FLOWT PROCESSING
0% Fee
Benefits of Standard Pricing + High Ticket Items
When bundled with Flowt's merchant processing services, clients experience free supplier spend on our platform
MOST POPULAR
ENTERPRISE
>$1mm
per billing cycle in spend
For large, consistent clients, talk with one of our sales associates about custom pricing.
Contact Us
ENTERPRISE
>$1mm
per billing cycle in spend
For large, consistent clients, talk with one of our sales associates about custom pricing.
Contact Us
CASE STUDY
A mid-market company processing $5M through Flowt achieved:
$124K
IN CASH BACK
$100K
IN EARLY PAYMENT DISCOUNTS
30-60 Days
OF CASHFLOW FLEXIBILITY
Flexible Payments Across Every Industry
Flowt powers the industries where large, recurring payments are critical. By extending terms, unlocking discounts, and earning rewards, Flowt helps you keep cash flowing without slowing operations.
Flowt powers the industries where large, recurring payments are critical. By extending terms, unlocking discounts, and earning rewards, Flowt helps you keep cash flowing without slowing operations.
Flowt powers the industries where large, recurring payments are critical. By extending terms, unlocking discounts, and earning rewards, Flowt helps you keep cash flowing without slowing operations.
Food and Beverage Distributors
Franchise Royalty Payments
Rent
Service Providers
Large Suppliers
Equipment Manufacturers
General Contractors
Digital Marketing
VENDOR PAYMENTS, SIMPLIFIED
Use Flowt to pay vendors—even those that don’t accept credit cards—by swiping payments up to large limits.
Why Use Flowt?
Flowt gives businesses flexibility in paying vendors—while earning rewards and savings along the way. You get 30-60 extra days to pay invoices, access early-payment discounts, and cash-back—all without hidden fees or dragging through bank approvals.
Flowt gives businesses flexibility in paying vendors—while earning rewards and savings along the way. You get 30-60 extra days to pay invoices, access early-payment discounts, and cash-back—all without hidden fees or dragging through bank approvals.
Flexible Payment Solutions
Flowt gives your business the freedom to manage payments of any size while keeping cashflow working harder for you.
Flowt gives your business the freedom to manage payments of any size while keeping cashflow working harder for you.
BENEFIT FROM EVERY PAYMENT
Pay invoices up to $1,000,000+. Flowt works with your card providers to expand credit limits, ensuring you maximize rewards and cash-back on every transaction.
Accepted Payments
Flowt integrates seamlessly with widely used credit card providers, making large payments effortless while helping you optimize flexibility and rewards.
Flowt integrates seamlessly with widely used credit card providers, making large payments effortless while helping you optimize flexibility and rewards.
Flowt integrates seamlessly with widely used credit card providers, making large payments effortless while helping you optimize flexibility and rewards.
Fuel Your Cashflow with Flowt
Flowt isn’t just software — it’s a concierge service designed to maximize every dollar flowing through your business.
Flowt isn’t just software — it’s a concierge service designed to maximize every dollar flowing through your business.
Flowt isn’t just software — it’s a concierge service designed to maximize every dollar flowing through your business.
MAXIMIZE REWARDS
Get the most from every transaction by optimizing your credit card points and perks, adding extra value to your cash flow strategy.
Get the most from every transaction by optimizing your credit card points and perks, adding extra value to your cash flow strategy.
Get the most from every transaction by optimizing your credit card points and perks, adding extra value to your cash flow strategy.
EARLY PAY DISCOUNTS
Capture vendor discounts by timing payments strategically, boosting savings while keeping cashflow strong.
Capture vendor discounts by timing payments strategically, boosting savings while keeping cashflow strong.
Capture vendor discounts by timing payments strategically, boosting savings while keeping cashflow strong.
EXPAND YOUR CREDIT LIMITS
Increase your purchasing power by raising your credit card limits, and give your business more spending flexibility.
Increase your purchasing power by raising your credit card limits, and give your business more spending flexibility.
Increase your purchasing power by raising your credit card limits, and give your business more spending flexibility.
Real Businesses. Real Results.
See how businesses like yours are turning AP into a cashflow advantage with Flowt.
See how businesses like yours are turning AP into a cashflow advantage with Flowt.
See how businesses like yours are turning AP into a cashflow advantage with Flowt.
Flowt has made it simple for us to maximize our American Express points on vendor payments, turning everyday expenses into meaningful rewards.
Robert Amoruso
CEO of Gideon Strategic Partners
Flowt has made it simple for us to maximize our American Express points on vendor payments, turning everyday expenses into meaningful rewards.
Robert Amoruso
CEO of Gideon Strategic Partners
Flowt has made it simple for us to maximize our American Express points on vendor payments, turning everyday expenses into meaningful rewards.
Robert Amoruso
CEO of Gideon Strategic Partners
Flowt transformed how we handle our largest payments, giving us the credit capacity we need and cashback benefits that directly strengthen our bottom line.
Corey Printup
CEO of Directional Capital
Business Type
Multi-Unit franchise owner and investor
Sales
+$200mm in sales
Flowt transformed how we handle our largest payments, giving us the credit capacity we need and cashback benefits that directly strengthen our bottom line.
Corey Printup
CEO of Directional Capital
Business Type
Multi-Unit franchise owner and investor
Sales
+$200mm in sales
Flowt transformed how we handle our largest payments, giving us the credit capacity we need and cashback benefits that directly strengthen our bottom line.
Corey Printup
CEO of Directional Capital
Business Type
Multi-Unit franchise owner and investor
Sales
+$200mm in sales
The Flowt impact on our bottom line was the equivalent of adding multiple new locations without any added cost. It was easy, seamless and the return was exceptional.
Greg Plummer
CEO of Concord Collective
Business Type
Airport concession operator
Sales
+$50mm
The Flowt impact on our bottom line was the equivalent of adding multiple new locations without any added cost. It was easy, seamless and the return was exceptional.
Greg Plummer
CEO of Concord Collective
Business Type
Airport concession operator
Sales
+$50mm
The Flowt impact on our bottom line was the equivalent of adding multiple new locations without any added cost. It was easy, seamless and the return was exceptional.
Greg Plummer
CEO of Concord Collective
Business Type
Airport concession operator
Sales
+$50mm
With Flowt, we can pay contractors on time while keeping our cash position balanced. This is critical when expanding into new locations.
Mark Tung
CEO of The Made Group
With Flowt, we can pay contractors on time while keeping our cash position balanced. This is critical when expanding into new locations.
Mark Tung
CEO of The Made Group
With Flowt, we can pay contractors on time while keeping our cash position balanced. This is critical when expanding into new locations.
Mark Tung
CEO of The Made Group
Frequently Asked Questions
Frequently Asked Questions
Frequently Asked Questions
Every business has unique payment needs, and it’s natural to want details before getting started. Flowt makes it possible to pay vendors who don’t accept cards, extend payment terms by 30–60 days, and earn rewards along the way. Here are answers to the most common questions we receive:
Every business has unique payment needs, and it’s natural to want details before getting started. Flowt makes it possible to pay vendors who don’t accept cards, extend payment terms by 30–60 days, and earn rewards along the way. Here are answers to the most common questions we receive:
Every business has unique payment needs, and it’s natural to want details before getting started. Flowt makes it possible to pay vendors who don’t accept cards, extend payment terms by 30–60 days, and earn rewards along the way. Here are answers to the most common questions we receive:
How does FLOWT work if my vendor doesn’t accept credit cards?
What types of payments does FLOWT support?
Can FLOWT help me increase my credit card limit?
What benefits do I get from using FLOWT?
How does FLOWT work if my vendor doesn’t accept credit cards?
What types of payments does FLOWT support?
Can FLOWT help me increase my credit card limit?
What benefits do I get from using FLOWT?
How does FLOWT work if my vendor doesn’t accept credit cards?
What types of payments does FLOWT support?
Can FLOWT help me increase my credit card limit?
What benefits do I get from using FLOWT?
Extended Financing Options
For businesses needing more than 60 days of flexibility, Flowt offers longer-term financing solutions through trusted lending partners.
JARIS
Merchant cash advance (MCA) loans for longer-term working capital needs.
Merchant cash advance (MCA) loans for longer-term working capital needs.
Merchant cash advance (MCA) loans for longer-term working capital needs.
KAPITUS
SBA and business loans designed to extend cashflow beyond 60 days.
SBA and business loans designed to extend cashflow beyond 60 days.
SBA and business loans designed to extend cashflow beyond 60 days.
INTEGRA
Factoring solutions that convert receivables into immediate cash.
Factoring solutions that convert receivables into immediate cash.
Factoring solutions that convert receivables into immediate cash.